Individual insurance account of the insured person. How to get information about the state of the ILS in the FIU? What it is

At present, the administrations, equipped with a remote access system, work in the mode of viewing the information contained in the individual personal account of the insured person, ordering an extract from the individual personal account, necessary for assigning, recalculating pensions. pension fund insured document

Individual personal account of the insured person (ILS) - a document stored in the form of a record on computer media that can be processed using computer technology in the bodies of the Pension Fund of the Russian Federation, containing information on insured persons provided for by this Federal Law, included in the information resources of the Pension Fund Russian Federation ILS ZL consists of 3 parts:

common part - a component of the individual personal account of the insured person, which contains the individual information of the IP, i.e. insurance number, full name, date and place of birth, address of permanent residence, passport data, citizenship, amount of accrued, paid and received insurance premiums; special part of the individual personal account - a component of the individual personal account of the insured person, which takes into account information about insurance premiums received for this insured person directed to mandatory funded financing of labor pensions, investment income and payments made at the expense of pension savings in accordance with Federal Law No. 173-FZ of December 17, 2001 "On Labor Pensions in the Russian Federation";

professional part of the individual personal account - a component of the individual personal account of the insured person - the subject of the professional pension system, which reflects information about the amounts of insurance premiums paid by the insured for the insured person for periods of his labor activity at workplaces with special (difficult and harmful) working conditions (professional experience), investment income, payments and other information necessary for the implementation of pension rights in accordance with the legislation of the Russian Federation on professional pension systems. In order for the IP to receive an extract from the ILS, he needs to write an application in any form to the PI department and provide a passport and an insurance certificate. Then the leading specialist of the PU and VSTL department submits a request to the database and a response is received within 10 days. The issuance of an extract from an individual personal account is carried out by the leading specialist of the PI and VZL department personally in the hands of the insured person (without exceptions). For issuance, a citizen must also provide a passport and an insurance certificate. The leading specialist maintains a log of registration of extracts from the ILS. The AP has the right to write an application to clarify the address of the place of residence contained in the ILS.

An extract cannot be issued without an insurance certificate. Therefore, in case of loss of the insurance certificate, the IP can write an application for issuance of a duplicate; in case of change of surname and other data - an application for the exchange of an insurance certificate.

All citizens have an individual personal account of the insured person. This is participation in the mandatory pension insurance system in the Russian Federation.

The balance of the account determines whether you are eligible to receive payouts.

The Pension Fund of Russia is the organization that is responsible for managing this type of account. This activity is based on No. 27-FZ. The account is also opened by the Pension Fund.

There are several components in the individual personal account of a citizen:

• Part with general information.
• Special sections of the document.
• According to professional information.

Description of the content of the general part

The following information is entered in the general part, which consists of all individual personal accounts:

1. Determination of periods important for adding to, with the inclusion of labor and other activities.
2. Indication of the date of the first receipt of the status of an official citizen with insurance.
3. Regarding current citizenship.
4. Not only the date of issue of civil certificates, but also numbers, series. Be sure to include the name of the authority responsible for the issuance.
5. The address where the insured person permanently resides.
6. Name of place of birth.
7. Date of Birth.
8. FULL NAME. Not only current, but also data at birth.
9. The insurance number of the certificate assigned to a particular citizen.

If a person is insured after 2014, other information will also need to be provided. For example, periods of work that would give the right to apply for a pension ahead of schedule. Of course, if there are appropriate reasons.

It is also necessary to write for what time periods the employer paid contributions to pension funds in favor of the employee. In particular, the so-called non-state associations are taken into account.

Finally, two other additional items must be present:

• Completed accruals for a citizen's insurance, in the form of a total amount.
• Level of income relevant to determining benefits.

16.0% - a special tariff that is used for the income of persons born in 1966 and older. In this case, the amounts actually paid by the employer do not matter.

Those who were born in 1967 or later can choose the supplementary pension option.

Of the necessary information, it is also worth noting:

• If necessary, information on whether the personal account was closed or not.
• Pensions under insurance with a fixed amount, together with an additional payment.
• Individual pension coefficients for citizens.
• Estimated pension capital. It also assumes the indication of data relating to capitalization.
• Insurance contributions that have already been received for a citizen.

How is the special part composed?

It is supposed to fill in data on compulsory pension insurance, the payment of which has already been completed. Accounting is carried out according to the money already received for the formation of the mandatory part.

The indicator is determined individually for each person, based on payments, other types of remuneration for participants in the insurance system. It is obligatory to take into account which particular option of pension provision is chosen by a citizen in a particular case.

In addition, the document requires an indication of:

1. Which investment portfolio the citizen has chosen.
2. The results that gave the placement of funds for some time before opening personal accounts.
3. The results of activities on investing in other areas.
4. Cases of transferring money from one investment company to another.
5. Transfer of monetary assistance from non-state funds to the Pension Fund.
6. One-time payment if there are grounds. Here, if necessary, they describe adjustments to the amount of assistance, the amount of payments actually made.
7. Citizens with the status of successors and compensations.
8. Use of mother capital if there are grounds.
9. Refusal to use maternity capital funds, information on other areas of using funds.
10. Transfers to create a payment reserve.
11. The amount paid for the formation of the general reserve.
12. Transfers to the Guaranteed Pension Savings Fund.
13. Refunds under warranty.
14. Warranty refunds.

What about the professional part?

Here they provide all the information that is related to the professional and work experience that is important for the formation of various components of the pension provision.

Sometimes additional information is added. The main thing is that it should comply with the current legislation of the Russian Federation.

What other parameters should be taken into account when working with a document?

Individual personal accounts are supplied with numbers unique for each document. These figures belong to and are assigned to only one person. Only this document stores information on contributions from employers. Information is given in general on all official labor activity that has ever been carried out by a citizen.

When such numbers are assigned, a technological procedure is carried out. It is needed in order to simplify the assignment of pensions to citizens. And determining the exact amount of payments for each.

The insurance certificate is presented to the second party when performing such actions as: employment, conclusion of an employment contract, execution of a contract agreement. Then it will be easier for the manager to inform the Pension Fund about what is happening with this or that employee. The citizen himself is responsible for keeping the insurance certificate. The employer only needs to make a copy to record the necessary information.

The employee fills out a special questionnaire if he has not previously issued an insurance certificate. Such certificates are transferred to the Pension Fund bodies a maximum of two weeks after the employment contract is concluded. Then the employee is registered in the compulsory insurance system.

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That is why all employers are required to make appropriate contributions for each of their employees to a special state off-budget Pension Fund.

At the same time, often to various institutions, information from the FIU is required to perform certain actions.

You can get it in various ways - directly by contacting the office of this institution or via the Internet.

If you need to obtain an extract, you should familiarize yourself with all the main stages of obtaining it in advance.

Important Aspects

The Pension Fund of the Russian Federation is currently accumulating and investing funds that the employer transfers to him for each officially.

Moreover, the size of the pension upon reaching retirement age will depend on the size of such deductions.

Each citizen of the Russian Federation has a personal account with the FIU. If necessary or desired, it is possible to get acquainted with all the information regarding this account.

It will be possible to do this by issuing a special extract. It includes the most detailed information about the amount of funds, as well as other.

Before applying for this type of extract, you will need to deal with the following questions:

• what it is?
• the purpose of the document;
• legal grounds.

What it is

Previously, over a fairly long period of time, the Pension Fund of the Russian Federation carried out a constant mailing list with information about the personal account of a particular individual.

But this does not mean that the future pensioner, any of the citizens of the Russian Federation, will not be able to receive information about the accruals that the employer makes for him.

An extract from the personal account of the insured person from the Pension Fund is a document presented in the form of a table.

It includes the following main sections:

• record number in order;
• cumulative part;
• insurance part;
• which organizations made the accrual.

This information about the amounts accrued to the account of a particular citizen is reflected at the bottom of the document.

Also, in addition to this table, other information must be reflected in the statement:

The format of the document of the type in question is completely standard. The Internet statement of the JSC Unified Accumulative Pension Fund also contains all the data indicated above.

That is why there are usually no problems when “decoding” this type of document. It is only important to take into account the relevance of the extract.

Since the next receipts on the personal account of the future pensioner are carried out by the employer constantly, every month.

Purpose of the document

Obtaining an extract from a personal account allows you to simultaneously solve a large number of very different tasks.

First of all, this is obtaining up-to-date information on deductions related to the formation.

Moreover, both insurance and savings. With the help of a document of the type in question, it will be possible to have an idea of ​​​​the funds deducted by the employer.

Also, an extract of the type in question may be required in the following cases:

• when applying for a disability pension;
• if you need to apply for a military pension, according to length of service, another;
• to check the correctness of the accrual and formation of pensions.

Today there is always a human factor. That is why it is worth constantly monitoring the funds that are credited to a personal personal account with the Pension Fund.

So it will be possible to avoid a large number of problems in the future, when calculating the amount of the pension. An extract is required to carry out a large number of different actions.

Up-to-date information on the status of a personal account is required by many institutions. Therefore, it is worthwhile to figure out in advance how to get such an extract.

Legal grounds

Today, the legislation itself, the process of calculating a pension, as well as a large number of other points related to the work of the Pension Fund of the Russian Federation, is covered in special legislative norms.

At the moment, the fundamental legal documents affecting this issue are the following:

If possible, persons who are accruing pensions should familiarize themselves with the following sections of Federal Law No. 173-FZ of December 17, 01:

It is also worth considering the main sections, since it is he who is now used in the implementation of various actions related to pensions.

Previously used is currently only partially valid. Some of its chapters are invalid and no longer apply.

Today, Federal Law No. 400-FZ of December 28, 2013 includes the following basic data:

Equally close attention should also be paid to the various applications identified in this legal document.

These primarily include the following:

There are also other, specialized legal acts regulating the issue of receiving a pension, its appointment.

They apply to certain groups of people. These are civil servants, disabled people and others. If necessary, these NAPs should also be carefully reviewed.

How to order an extract from the Pension Fund

Previously, in order to receive information from the FIU, it was necessary to wait for the next letter. Today, you can independently and at any time get acquainted with all the necessary information.

Ordering an extract today will be possible in various ways. To avoid wasting time and other difficulties, you should carefully consider the following questions:

• order of treatment;
• online opportunities;
• if through the State Services;
• sample document.

Application procedure

The procedure for applying for an extract of the corresponding value, first of all, depends on the method of obtaining a document of the type in question.

At the moment, you can get an extract in one of the following ways (or several at the same time):

It must be remembered that when applying in person, in addition to a properly drawn up application, you will need to submit the following documents:

• passport of a citizen of the Russian Federation or another, which certifies the identity;
• certificate of pension insurance (SNILS).

There are some features associated with obtaining an extract in this way. Be sure to familiarize yourself with them in advance.

Opportunities online

Every day, the way to obtain the type of statement in question online is becoming more and more popular.

To do this, you can use a variety of services. This may be the website of the "Gosuslugi" or directly the official website of the PFR.

At the same time, it should be remembered that today it is possible to obtain such documents through various types of credit organizations.

The easiest way to do this is through Sberbank Online. In your personal account, it will be enough to click just a couple of buttons.

After that, all the necessary information can be simply printed on the printer. Or it is possible to send it to the destination by e-mail.

If through public services

Every day, an increasing number of different services can be obtained through the portal "Gosuslugi". Also, with the help of this resource, it becomes possible to draw up an extract from the pension fund.

The resource is located at https://beta.gosuslugi.ru/. To receive an extract, you will need to log in (enter the previously set logins and password) and go to the appropriate section.

The statement will be sent to the email associated with the specific account.

Sample document

In order to avoid various kinds of complications related directly to the receipt and subsequent decoding of the extract, it is worth familiarizing yourself with its sample.